Workers compensation is a form of insurance payment to employees if they have suffered an injury or developed a disease at their workplace.  The Workers Compensation Act protects you from any financial loss that your injury or disease has caused, we can assist you in claiming:

• Weekly payments to cover loss of income;
• Lump sum compensation for damages arising from the injury or disease; and
• Treating expenses including; reimbursement for any medical expenses or rehabilitation and travel expenses incurred going to and from treatment providers.

If the employer is believed to have been negligent, then the employee may be eligible to claim for common law damages. Claims against the employer in negligence give you different benefits including superannuation that is not payable under the Workers Compensation Act. Further, if you work on a host site you may be able to make two separate claims.

Been exposed at work (in NSW) to dust such as asbestos or silica can cause a disease such as mesothelioma, asbestosis or a related disease, you may be entitled to be compensated by the Dust Disease Board of NSW. You may also be entitled to claim under the common law if you are able to prove your employer was negligent. Other persons who have been exposed may also have a claim even if it is not work related.

Motor vehicle Accidents including cars, drivers, passengers, pedestrians and cyclists. A vehicle can also include forklifts, trailers, farm equipment or accidents that are blameless.

We manage compensation claims for all types of personal injury resulting from motor vehicle accidents including; spinal injury, head injury, fracture, whiplash, soft tissue and eye injury as well as shock, anxiety and depression.

As of 1 December 2017,  any person, including at-fault drivers, are able to make a claim for statutory benefits if they have been injured in a motor vehicle accident.  However, you are excluded from making a claim if:

• The vehicle of the at-fault driver is uninsured;
• a serious driving offence was committed by the injured party; and
• if workers’ compensation is payable instead.

A Public liability compensation claim covers anyone who has been injured in a public place or private building, whether due to negligence or a deliberate act, such as:

• Trips, slips and falls;
• Injuries obtained from an animal; and
• Sporting injuries.

Where a manufacturer, distributor or company has supplied or sold a product with inadequate warnings, faulty, dangerous, or unfit for its intended purpose. For example:

• Car accidents caused by a defective part;
• Injury caused through a faulty electrical or electronic appliance or product;
• Injury caused by defective equipment or product;
• Injury to children caused by faulty toys or products; and
• Injury suffered from products used either on or in the body.

In order to prove medical negligence, it must be shown that the treatment received from the health provider was below the standard level of care and skill that another professional would have provided in the same circumstances. Some examples of medical negligence include:

• Incompetent treatment, including surgery;
• Incompetent post-operative care;
• Incompetent prescription and monitoring of medication;
• Failure to treat your condition in a timely manner; and

Delay in the diagnosis of your condition.

If a person has suffered an injury which prevents them from working or returning to work in the same capacity, then a claim may be made against their superannuation or insurance policy.  A person may also be eligible to claim a death benefit if they have lost a loved one. Superannuation, Total and Permanent Disablement (TPD) and Death claims do not have to be work related.